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Fraud Risk Analyst

  • Application Deadline: May 16, 2021
  • Bærum +4 more
  • Application Deadline: May 16, 2021
  • Bærum +4 more

Do you believe in data as the key to structure and optimize fraud prevention, can you find data insights, and can you turn insights into risk management improvements? Are you an enterprising person who, through uncomplicated storytelling, can thrill and inspire the organization with your data driven approach – then we have the right challenge for you!

Santander Consumer Bank operates on very competitive and innovative markets which makes risk management crucial for the profitability and speed is the ticket to any business at all. In addition, fraudulent behavior becomes more and more sophisticated why fraud, mitigation options, and processes must be analyzed continuously. Through your position as Fraud Risk Analyst, you will therefore serve a greater purpose by contributing to preventing fraudulent behavior.

As Fraud Risk Analyst you will, together with the Fraud Risk Analytics Lead, be responsible for overviewing and coordinating efforts in the entire fraud prevention chain.

  • Create the basis for prioritization of fraud efforts and investments according to business impact.
  • Optimizing the implementation of fraud screening initiatives.
  • Bridging and integrating statistical and operative fraud prevention work.
  • Contributing to iterative learning processes.

Your daily tasks will include:

  • Reporting – fraud exposures, mitigation options and mitigation performance across product and markets.
  • Project collaboration – ensure that stakeholders understand the big picture and pursue common objectives as a team.
  • Conceptually designing the alert system for manual reviews taking loss risk, resources, and business implications into consideration.
  • Ongoing validation and monitoring of fraud screening models, detection alerts and impact of process changes.
  • Turning operative investigation insights into data and data processing challenges.
  • Substantiate the aim of better and faster manual investigations by increasing the degree of automation in time consuming processes.
  • Contribute to a consistent and up-to-date collection of fraud data across markets and products.
  • Gathering objectives and processes in a general governance framework which gives clear guidance about responsibilities and how to pursue targets consistently across markets and products.

You are very passionate about how data can highlight tangible insights and substantiate smarter and faster risk management processes. Always persistently striving for significant business improvements; and you know humbleness, generosity (sharing successes), making non-statisticians feel comfortable by using their business language for presentation and collaboration, are all together the key for transforming PowerPoint into business operation.

Skills & Requirements

We expect high analytical skills:

  • Bachelor or master’s degree in economics, technology, science, statistics, mathematics, business administration, finance or similar.
  • Experience in working with databases, large data set and analytics.
  • Ability to see and understand complex logic issues.
  • Communicate complex issues/matters in simple terms.
  • Ability to work and see the value of working collaboratively with technical as well as non-technical colleagues.
  • English (collaboration with colleagues, preparation of presentations and documentation).

We offer

  • An opportunity to work in a large, high-performing international company, in a dynamic environment that is constantly changing
  • A corporate culture that is professional and dynamic, yet informal. Bureaucracy is kept to a minimum, as we expect our skilled employees make long lasting and impactful decisions to shape our future
  • Highly competent, dedicated, and friendly co-workers with strong collaboration across the Nordics

This position can be located in any of our Nordic locations in Lysaker (Oslo), Stavanger, Copenhagen, Stockholm or Helsinki.


If you have the right profile and enthusiasm, please submit your application and CV as soon as possible. Applications are considered on an ongoing basis.

If any questions feel free to contact Carsten Berg, Fraud Risk Analytics Lead at [email protected]

Great Place to Work

  • We invest in you

  • Innovative and looking to the future

  • BeHealthy | Your health is important to us

  • Social events for all employees

  • Engaged colleagues

  • Dynamic work environment

  • Employee benefits and discounts

  • We give back to society

  • Competitive insurance and pension plans

  • Gode pensions- og forsikringsforhold

  • Vi investerer i din udvikling

  • Vi giver tilbage til samfundet

  • Medarbejderfordele og rabatter

  • Dedikeret kollegaer

  • Globale muligheder

  • Sociale arrangementer for alle medarbejdere

  • Innovativ og fremadtænkende virksomhed

  • Gode forsikrings- og pensjonsordninger

  • Engasjerte kolleger

  • Sosiale arrangement for alle ansatte

  • BeHealthy | Din helse er viktig for oss

  • Innovativt og fremtidsrettet selskap

  • Vi investerer i deg

  • Vi gir tilbake til samfunnet

  • Personalgoder og rabatter

  • Dynamisk arbeidsmiljø

  • Sociala evenemang för alla anställda

  • Dynamisk arbetsmiljö

  • Vi ger tillbaka till samhället

  • Konkurrenskraftiga pensioner & försäkringar

  • Innovation, förbättring och utveckling

  • Globala möjligheter

  • Friskvård - din hälsa är viktig för oss

  • Engagerade kollegor

  • Personalförmåner via Benify

About the company

We are a Nordic bank with more than 1,400 colleagues in Sweden, Norway, Denmark and Finland, and proud to be part of Banco Santander, one of the largest banks in the world with a solid history going back more than 160 years.

Our purpose is to help people and businesses prosper and we aim to be the best retail and commercial bank, earning the lasting loyalty of our people, customers, shareholders and communities - through simple, personal and fair banking.

In our organization we foster and value an engaged, challenging and passionate environment that provides opportunities for personal and professional growth. We operate in an ever changing environment, and believe the key to success is innovative involvement, a playful approach to active learning and continuous improvement in our daily work.

We are firmly committed to being a responsible bank in the way we operate, our culture, caring for our environment and giving back to society. Banco Santander is recognized as the most sustainable bank in the world following the publication of the Dow Jones Sustainability Index (DJSI) for 2019.

Read more about responsible banking on our global webpages.

Santander Consumer Bank is one of the largest Nordic banks providing loans and credits, credit cards, deposits and insurance to private customers.

To learn more about Santander in the Nordics, please visit our local webpages


TA Nordic Bank with global strength

TPart of Banco Santander – one of the world’s largest financial institutions

TBanco Santander’s history goes back more than 160 years

TWorld’s Most Sustainable Bank 2019 (Dow Jones Sustainability Index 2019)

TOver 1400 employees across the Nordics

TWe serve over 1.6 million customers

TStrategic partnerships with over 10 000 car dealers, merchants and brokers

TInnovation is key to our future success

TBanco Santanders historie går mere end 160 år tilbage

TVerdens mest bæredygtige bank 2019 (Dow Jones Sustainability Index 2019)

T1.400 ansatte på tværs af Norden

TOver 1.6 mio kunder

TStrategiske partnerskaber med mere end 10.000 bilforhandlere, indkøbere og brokere

TInnovation er nøglen til vores fremtidige succes

TVi leverer digitale kundeoplevelser

TEn Nordisk bank med global styrke

TEn del af Banco Santander – en af verdens største finansielle institutioner

THistorien vår går tilbake til 1963 i Norge

TOver 600 000 kunder og 3500 partnere i Norge

T50/50 fordeling menn og kvinner

TOver 600 000 kunder og 3500 partnere i Norge

TStørst på billån i Norge

TFremtidsrettede | Først ute i Norge med ApplePay

TVi er dedikert til å være en ansvarlig långiver!

TInnovative | Vår siste nyvinning SHFT – en abonnementsløsning for bil

TEn nordisk bank med global styrka

TDel av Banco Santander - en av världens största finansiella institutioner

TBanco Santanders historia går tillbaka mer än 160 år

TVärldens mest hållbara bank 2019 (Dow Jones Sustainability Index 2019)

T1400 anställda i Norden

TVi servar över 1,6 miljoner kunder

TInnovation är nyckeln till vår framgång

TVi levererar digitala kundupplevelser i framkant

Santander Consumer Bank Nordics

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