Risk MI Specialist / Senior Risk MI Specialist
- Application Deadline: June 23, 2024
- Multiple locations
- Hybrid
Do you want to be part of a highly diverse international team working together to deliver on IFRS9 loan loss information? We are looking for you if you have an analytical mindset, take initiative and enjoy working in collaboration with others. Our team performs in a highly integrated environment preparing risk reporting for a broad range of stakeholders. We excel at working with data and analytics to provide insight into our bank’s risk and opportunities. We are looking for a well-rounded individual to join us whom has worked with reporting before and has experience in working with documenting the finer points of applying IFRS9.
The Risk Management Information Specialist is a role in the Enterprise Risk Management department. You will be working in a vital area supporting Santander's risk strategy where your daily job will involve collaboration with many departments across Santander such as Finance, Collections, Data, IT and our counterparts in Santander Headquarters.
Our team works together on using data analysis to support business and helping them incorporate implications of IFRS9 loan losses into their goals. Key deliverables from us include reliable budgeting and forecasting across the Nordic countries on an ongoing basis whether it be monthly, quarterly, annually or ad hoc reporting or analysis. Data is key in our work as it is an essential part of all risk processes to identify, measure, mitigate and manage risks inherent to our core business activities.
Main activities
- Performing data mining/extraction (on a daily basis or regularly) and analytics to problem solve, understand closing results and improve forecasting capabilities while using BI tools for results visualization, reporting improvements and automation.
- Delivering on process improvements towards common, documented, best practice ways of working with our various stakeholders in the company (current development on transitioning report/processes to Python).
- Performing monthly reports, processes and analysis for loan losses across a mix of products and/or countries.
- Working together with Risk and Business Units in driving change processes for improvements, harmonization and regulatory updates.
- Implementing updates to internal policies and upkeeping documentation for reporting and accounting decisions related to loan losses (e.g. accounting memos).
- Application ownership and data steward for BAU and change management activities.
Skills & Requirements
Your qualifications and experience:
- Minimum 3-4 years of experience in the financial industry within Risk, Analytics or Finance.
- Intermediate programming skills (SAS/SQL/Python) and strong excel skills (Power BI is a plus).
- Experience working with and analysing IFRS9 in relation to loan losses. Creating supporting IFRS accounting memos to support post model adjustments is a plus.
- A record of creating budgeting and forecasting processes in the financial industry is a plus (understanding of credit risk fundamentals is key and internal controls work is an advantage).
- Master’s or Bachelor Degree in Business, Finance, Mathematics, Engineering, Computer Science or related fields.
Skills and personal traits required to succeed:
- Comfortable working independently and in teams, combining lead vs support roles.
- Strong problem-solving competence.
- Curious, with attention to detail and taking pride in delivering at a high-quality level.
- Organized, structured and able to execute on the plans and tasks given.
- Flexible and service oriented in terms of going the extra mile when required.
We offer
- Working in a global company that delivers great results, with high ambition where you can develop a lifelong career path.
- Joining a team with a high level of diversity and a multi-cultural working environment.
- A working culture that is informal, but at the same time professional and dynamic, with the opportunity to make an impact.
- A place in our improvement-focused team where we are currently on a journey towards harmonised processes across 4 markets.
- Flexi-work policy
- Many active sports arrangements and other social events.
The position is based in any of the four Nordic countries (and requires a valid work permit in Norway, Sweden, Finland or Denmark to apply). Limited travel within the Nordic countries may be required.
For more information about the position, contact Javier Fonseca, Risk MI Leader; tel +358 504 339 182 or e-mail: [email protected]
Great Place to Work
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We invest in you
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Innovative and looking to the future
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BeHealthy | Your health is important to us
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Social events for all employees
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Engaged colleagues
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Dynamic work environment
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Employee benefits and discounts
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Competitive insurance and pension plans
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We give back to society
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Gode pensions- og forsikringsforhold
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Vi investerer i din udvikling
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Vi giver tilbage til samfundet
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Medarbejderfordele og rabatter
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Dedikeret kollegaer
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Globale muligheder
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Sociale arrangementer for alle medarbejdere
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Innovativ og fremadtænkende virksomhed
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Gode forsikrings- og pensjonsordninger
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Engasjerte kolleger
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Sosiale arrangement for alle ansatte
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BeHealthy | Din helse er viktig for oss
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Innovativt og fremtidsrettet selskap
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Vi investerer i deg
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Vi gir tilbake til samfunnet
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Personalgoder og rabatter
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Dynamisk arbeidsmiljø
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Sociala evenemang för alla anställda
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Dynamisk arbetsmiljö
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Vi ger tillbaka till samhället
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Konkurrenskraftiga pensioner & försäkringar
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Innovation, förbättring och utveckling
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Globala möjligheter
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Friskvård - din hälsa är viktig för oss
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Engagerade kollegor
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Personalförmåner via Benify
About the company
We are a Nordic bank with more than 1,200 colleagues in Sweden, Norway, Denmark and Finland, and proud to be part of Banco Santander, one of the largest banks in the world with a solid history going back more than 160 years.
Our purpose is to help people and businesses prosper and we aim to be the best retail and commercial bank, earning the lasting loyalty of our people, customers, shareholders and communities - through simple, personal and fair banking.
In our organization we foster and value an engaged, challenging and passionate environment that provides opportunities for personal and professional growth. We operate in an ever changing environment, and believe the key to success is innovative involvement, a playful approach to active learning and continuous improvement in our daily work.
We are firmly committed to being a responsible bank in the way we operate, our culture, caring for our environment and giving back to society. Banco Santander is recognized as the most sustainable bank in the world following the publication of the Dow Jones Sustainability Index (DJSI) for 2019.
Read more about responsible banking on our global webpages.
Santander Consumer Bank is one of the largest Nordic banks providing loans and credits, credit cards, deposits and insurance to private customers.
To learn more about Santander in the Nordics, please visit our local webpages
https://www.santanderconsumer.no/
https://www.santanderconsumer.se/om-oss/
https://santanderconsumer.dk/om-os/
https://www.santanderconsumer.fi/
TWorld’s Most Sustainable Bank 2019 (Dow Jones Sustainability Index 2019)
TA Nordic Bank with global strength
TPart of Banco Santander – one of the world’s largest financial institutions
TBanco Santander’s history goes back more than 160 years
TOver 1200 employees across the Nordics
TWe serve over 1.6 million customers
TStrategic partnerships with over 10 000 car dealers, merchants and brokers
TInnovation is key to our future success
TEn Nordisk bank med global styrke
TEn del af Banco Santander – en af verdens største finansielle institutioner
TBanco Santanders historie går mere end 160 år tilbage
TVerdens mest bæredygtige bank 2019 (Dow Jones Sustainability Index 2019)
T1.200 ansatte på tværs af Norden
TOver 1.6 mio kunder
TStrategiske partnerskaber med mere end 10.000 bilforhandlere, indkøbere og brokere
TInnovation er nøglen til vores fremtidige succes
TVi leverer digitale kundeoplevelser
THistorien vår går tilbake til 1963 i Norge
TOver 600 000 kunder og 3500 partnere i Norge
T50/50 fordeling menn og kvinner
TOver 600 000 kunder og 3500 partnere i Norge
TStørst på billån i Norge
TFremtidsrettede | Først ute i Norge med ApplePay
TVi er dedikert til å være en ansvarlig långiver!
TInnovative | Vår siste nyvinning SHFT – en abonnementsløsning for bil
TEn nordisk bank med global styrka
TDel av Banco Santander - en av världens största finansiella institutioner
TBanco Santanders historia går tillbaka mer än 160 år
TVärldens mest hållbara bank 2019 (Dow Jones Sustainability Index 2019)
T1200 anställda i Norden
TVi servar över 1,6 miljoner kunder
TInnovation är nyckeln till vår framgång
TVi levererar digitala kundupplevelser i framkant
Javier Fonseca | Contact Person
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