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Senior Risk Management Information Analyst

Do you enjoy working with data, have an analytical mindset and are interested in collaborating in an international team towards excellence in risk reporting using IFRS9 (loan losses)? Then this job is a must see!

The Risk Management Information Analyst is a role in the Enterprise Risk Management department. You will be working in a vital area of Santander's risk strategy where your daily job will involve collaboration across the different departments inside Risk as well as with other functions outside Risk, such as Finance, Collections, IT and HQ.

You will be part of a friendly, collaborative and supportive team where your area of responsibility will include extracting and working with data, analysing, and reporting: month close, consolidation, budgeting and forecasting across the Nordic countries.

Data will be a key part of your work as it is an essential part of all risk processes to identify, measure and mitigate risks inherent to our core business activities.

Main activities

  • Ownership and delivery of Nordic risk reporting, analytics and consolidation: period closing, forecasting and budgeting processes (monthly, annually, ad-hoc)
  • Data analytics and use of BI tools for reporting automation
  • Preparation and performance of periodical and ad-hoc variance- and performance analysis for reporting to relevant stakeholders, including management, HQ and auditors
  • Developing common, documented, best practice ways of working for closing and forecasting processes
  • Seeking, analysing, and solving delivery and sourcing challenges in a common way and working with teams to build on the future common data infrastructure
  • Working together with Risk and Business Units regarding IFRS9 loan losses and ad hoc projects

Skills & Requirements

Your qualifications and experience

  • Minimum 3 years experience in the financial industry within Risk, Analytics or Finance
  • Advanced SAS and/or SQL programming skills (certification will be an advantage)
  • Advanced Excel macro and VBA knowledge is an advantage
  • Knowledge of data warehouse concepts and structures
  • Understanding of credit risk fundamentals
  • Experience with the Auto market is an advantage
  • Proven record of creating budgeting and forecasting processes in the financial industry (focus on the risk area is an advantage)
  • Master's or Bachelor's Degree in Business, Finance, Mathematics, Engineering, Computer Science or related fields
  • You need a valid work permit for any of the Nordic countries

Skills and personal traits required to succeed

  • Comfortable working independently and in teams, combining leading and supportive roles with strong problem solving competence
  • Able to develop and foster strong relationships with people at all levels in the organization
  • Flexible and service oriented in terms of going the extra mile when required
  • Organized, structured and able to execute on the plans and tasks given
  • Internally motivated self-starter and self-driven attitude
  • Curious, attentive to details and take pride in delivering at a high quality level
  • Mindset for change and ability to act as a change agent towards units

We offer

  • An opportunity to work in a large, high-performing international company, in a dynamic environment that is constantly changing
  • A corporate culture that is professional and dynamic, yet informal. Bureaucracy is kept to a minimum, as we expect our skilled employees to make long-lasting and impactful decisions to shape our future
  • Highly competent, dedicated, and friendly co-workers with strong collaboration across the Nordic region

The position can be based in any of the four Nordic countries (Norway, Sweden, Finland and Denmark). Traveling within the Nordic countries may be required.

For more information about the position, please contact Javier Fonseca, Risk MI Leader.

Great Place to Work

  • Innovative and looking to the future

  • We invest in you

  • Employee benefits and discounts

  • Dynamic work environment

  • Engaged colleagues

  • Social events for all employees

  • BeHealthy | Your health is important to us

  • Competitive insurance and pension plans

  • We give back to society

  • Gode pensions- og forsikringsforhold

  • Vi investerer i din udvikling

  • Vi giver tilbage til samfundet

  • Medarbejderfordele og rabatter

  • Dedikeret kollegaer

  • Globale muligheder

  • Sociale arrangementer for alle medarbejdere

  • Innovativ og fremadtænkende virksomhed

  • Gode forsikrings- og pensjonsordninger

  • Sosiale arrangement for alle ansatte

  • BeHealthy | Din helse er viktig for oss

  • Innovativt og fremtidsrettet selskap

  • Vi investerer i deg

  • Vi gir tilbake til samfunnet

  • Personalgoder og rabatter

  • Dynamisk arbeidsmiljø

  • Engasjerte kolleger

  • Sociala evenemang för alla anställda

  • Dynamisk arbetsmiljö

  • Vi ger tillbaka till samhället

  • Konkurrenskraftiga pensioner & försäkringar

  • Innovation, förbättring och utveckling

  • Globala möjligheter

  • Friskvård - din hälsa är viktig för oss

  • Engagerade kollegor

  • Personalförmåner via Benify

About the company

We are a Nordic bank with more than 1,200 colleagues in Sweden, Norway, Denmark and Finland, and proud to be part of Banco Santander, one of the largest banks in the world with a solid history going back more than 160 years.

Our purpose is to help people and businesses prosper and we aim to be the best retail and commercial bank, earning the lasting loyalty of our people, customers, shareholders and communities - through simple, personal and fair banking.

In our organization we foster and value an engaged, challenging and passionate environment that provides opportunities for personal and professional growth. We operate in an ever changing environment, and believe the key to success is innovative involvement, a playful approach to active learning and continuous improvement in our daily work.

We are firmly committed to being a responsible bank in the way we operate, our culture, caring for our environment and giving back to society. Banco Santander is recognized as the most sustainable bank in the world following the publication of the Dow Jones Sustainability Index (DJSI) for 2019.

Read more about responsible banking on our global webpages.

Santander Consumer Bank is one of the largest Nordic banks providing loans and credits, credit cards, deposits and insurance to private customers.

To learn more about Santander in the Nordics, please visit our local webpages


TA Nordic Bank with global strength

TPart of Banco Santander – one of the world’s largest financial institutions

TBanco Santander’s history goes back more than 160 years

TWorld’s Most Sustainable Bank 2019 (Dow Jones Sustainability Index 2019)

TOver 1200 employees across the Nordics

TWe serve over 1.6 million customers

TStrategic partnerships with over 10 000 car dealers, merchants and brokers

TInnovation is key to our future success

TBanco Santanders historie går mere end 160 år tilbage

TVerdens mest bæredygtige bank 2019 (Dow Jones Sustainability Index 2019)

T1.200 ansatte på tværs af Norden

TOver 1.6 mio kunder

TStrategiske partnerskaber med mere end 10.000 bilforhandlere, indkøbere og brokere

TInnovation er nøglen til vores fremtidige succes

TVi leverer digitale kundeoplevelser

TEn Nordisk bank med global styrke

TEn del af Banco Santander – en af verdens største finansielle institutioner

THistorien vår går tilbake til 1963 i Norge

TOver 600 000 kunder og 3500 partnere i Norge

T50/50 fordeling menn og kvinner

TOver 600 000 kunder og 3500 partnere i Norge

TStørst på billån i Norge

TFremtidsrettede | Først ute i Norge med ApplePay

TVi er dedikert til å være en ansvarlig långiver!

TInnovative | Vår siste nyvinning SHFT – en abonnementsløsning for bil

TEn nordisk bank med global styrka

TDel av Banco Santander - en av världens största finansiella institutioner

TBanco Santanders historia går tillbaka mer än 160 år

TVärldens mest hållbara bank 2019 (Dow Jones Sustainability Index 2019)

T1200 anställda i Norden

TVi servar över 1,6 miljoner kunder

TInnovation är nyckeln till vår framgång

TVi levererar digitala kundupplevelser i framkant

Javier Fonseca | Contact Person

I'm interested
Santander Consumer Bank Nordics

Multiple locations | Hybrid
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