Lead Data Scientist/Lead Risk Model Analyst
- Applications are considered on a rolling basis
- Oslo +3 more
We are looking for an experienced Lead Data Scientist / Lead Risk Model Analyst to join our Nordic Advanced Analytics and Risk Modeling Team in any of the Nordic offices (Oslo, Stockholm, Copenhagen and Helsinki). Given the value-generation of analytics-based decision making, the team has been growing fast and is engaged in taking analytics-based decision making to the next level. This is an excellent opportunity if you have the desire to apply analytics for ensuring profitable responsible lending.
About the team
The Advanced Analytics and Risk Modeling team is working together with Risk teams across the Nordics, ensuring that the model developments and related controls are following the highest of standards and implemented and monitored for all the products in each country under the same governance. The team is responsible for the following areas:
- Development of regulatory parameter models (IRB PD, LGD, EAD)
- Development of scoring and rating models for underwriting, customer behavior and other purposes (e.g., Fraud, Collections, etc.)
- Development of parameter models used for the calculation of expected credit losses (PD, LGD, EAD)
- Model management, planning and governance
- Machine Learning and related innovation initiatives with key focus on the area of credit risk
The Role
The Lead Data Scientist plays a pivotal role in ensuring that the goals of the team are achieved. In this role you will expected to take additional responsibilities concerning the model governance and representing the team in different committee and business meetings. In addition, the Lead Data Scientist functions as a center of excellence in the respective area (Scoring/IRB/IFRS9) regarding modelling methodology.
Key Responsibilities
- Timely delivery of the models assigned and included in the model plan
- Improved calibration, stability and separation/predictive power of models through model re-calibrations, adjustments and re-developments
- Challenge modelling deliveries on projects
- Monitoring and back-testing of assigned models
- Collaboration with colleagues across the organisation to better understand the business and data, and ensure proper communication around deliveries
- Ad-hoc reporting and analytical tasks
- Deep involvement in modeling-related data projects
- Extensive knowledge of corporate and methodological guidelines used for model developments
- Ad-hoc support/partial involvement in development projects carried out by other team members
- Extensive knowledge of the Nordic data sources used for model developments
- Center of excellence in the respective area
Skills & Requirements
Your Profile
- Demonstrable work experience (3-5 years) from financial institutions
- University degree in a numerate subject
- Curious, passionate, positive, humble, analytical mindset
- Programming language skills (SAS, SQL, R, Python etc.)
- Theoretical and applied knowledge of modeling approaches (Logistic Regression, CHAID/CART, etc.)
- Ability to embrace change, improvement and innovation
- Strong communication and presentation skills
- Motivated and assertive self-driver, willing to go the extra mile
- Highly organized, efficient and proactive attitude
- Team player
If this sounds like you, we look forward to receiving your application. We offer equal opportunities to all, regardless of gender identity, age, culture and disability. Our mission is to contribute to help more people and businesses prosper. If you have questions regarding the position, please get in touch with recruiting manager: [email protected]
Great Place to Work
Innovative and looking to the future
We invest in you
Employee benefits and discounts
Dynamic work environment
Engaged colleagues
Social events for all employees
BeHealthy | Your health is important to us
Competitive insurance and pension plans
We give back to society
Gode pensions- og forsikringsforhold
Vi investerer i din udvikling
Vi giver tilbage til samfundet
Medarbejderfordele og rabatter
Dedikeret kollegaer
Globale muligheder
Sociale arrangementer for alle medarbejdere
Innovativ og fremadtænkende virksomhed
Gode forsikrings- og pensjonsordninger
Sosiale arrangement for alle ansatte
BeHealthy | Din helse er viktig for oss
Innovativt og fremtidsrettet selskap
Vi investerer i deg
Vi gir tilbake til samfunnet
Personalgoder og rabatter
Dynamisk arbeidsmiljø
Engasjerte kolleger
Sociala evenemang för alla anställda
Dynamisk arbetsmiljö
Vi ger tillbaka till samhället
Konkurrenskraftiga pensioner & försäkringar
Innovation, förbättring och utveckling
Globala möjligheter
Friskvård - din hälsa är viktig för oss
Engagerade kollegor
Personalförmåner via Benify
About the company
We are a Nordic bank with more than 1,400 colleagues in Sweden, Norway, Denmark and Finland, and proud to be part of Banco Santander, one of the largest banks in the world with a solid history going back more than 160 years.
Our purpose is to help people and businesses prosper and we aim to be the best retail and commercial bank, earning the lasting loyalty of our people, customers, shareholders and communities - through simple, personal and fair banking.
In our organization we foster and value an engaged, challenging and passionate environment that provides opportunities for personal and professional growth. We operate in an ever changing environment, and believe the key to success is innovative involvement, a playful approach to active learning and continuous improvement in our daily work.
We are firmly committed to being a responsible bank in the way we operate, our culture, caring for our environment and giving back to society. Banco Santander is recognized as the most sustainable bank in the world following the publication of the Dow Jones Sustainability Index (DJSI) for 2019.
Read more about responsible banking on our global webpages.
Santander Consumer Bank is one of the largest Nordic banks providing loans and credits, credit cards, deposits and insurance to private customers.
To learn more about Santander in the Nordics, please visit our local webpages
https://www.santanderconsumer.no/
https://www.santanderconsumer.se/om-oss/
https://santanderconsumer.dk/om-os/
https://www.santanderconsumer.fi/
TA Nordic Bank with global strength
TPart of Banco Santander – one of the world’s largest financial institutions
TBanco Santander’s history goes back more than 160 years
TWorld’s Most Sustainable Bank 2019 (Dow Jones Sustainability Index 2019)
TOver 1200 employees across the Nordics
TWe serve over 1.6 million customers
TStrategic partnerships with over 10 000 car dealers, merchants and brokers
TInnovation is key to our future success
TBanco Santanders historie går mere end 160 år tilbage
TVerdens mest bæredygtige bank 2019 (Dow Jones Sustainability Index 2019)
T1.200 ansatte på tværs af Norden
TOver 1.6 mio kunder
TStrategiske partnerskaber med mere end 10.000 bilforhandlere, indkøbere og brokere
TInnovation er nøglen til vores fremtidige succes
TVi leverer digitale kundeoplevelser
TEn Nordisk bank med global styrke
TEn del af Banco Santander – en af verdens største finansielle institutioner
THistorien vår går tilbake til 1963 i Norge
TOver 600 000 kunder og 3500 partnere i Norge
T50/50 fordeling menn og kvinner
TOver 600 000 kunder og 3500 partnere i Norge
TStørst på billån i Norge
TFremtidsrettede | Først ute i Norge med ApplePay
TVi er dedikert til å være en ansvarlig långiver!
TInnovative | Vår siste nyvinning SHFT – en abonnementsløsning for bil
TEn nordisk bank med global styrka
TDel av Banco Santander - en av världens största finansiella institutioner
TBanco Santanders historia går tillbaka mer än 160 år
TVärldens mest hållbara bank 2019 (Dow Jones Sustainability Index 2019)
T1200 anställda i Norden
TVi servar över 1,6 miljoner kunder
TInnovation är nyckeln till vår framgång
TVi levererar digitala kundupplevelser i framkant
Lopamudra Ganguli | Contact Person
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